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Why Accept Credit Cards?

Rates

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Processing Options

Customer Support

Frequently Asked Questions


The following rates apply only to VISA and Mastercard. You must apply separately for American Express, Discover and Diners Club. These applications will be automatically forwarded to you - there are no additional set-up/application fees.


Discount Rate:
2.35 %
Transaction Fee: $0.30
Statement/Support (monthly): $10.00

Payment Gateway (monthly): $24.95
Registration Fee: $95.00

Discount Rate: Amount of bank fees that are deducted from your credit card transaction.

Transaction Fee: A per transaction fee that is charged on each transaction.

Statement/Support: Covers monthly reports detailing activity on your merchant account and includes 24 hour toll free customer service to help you with your account inquiries.

Registration Fee: Covers processing your application, risk assessment and approval by Electronic Merchant Systems. Your Registration Fee is not required in advance and upon final approval will be applied to your first month's statement.

$25 Minimum Monthly: Example: If your discount rate is 2.75% and you get a $100 sale, your discount fee on this transaction will be $2.75. If you make 10 of these sales in a month, your total discount fees would be $27.50, which exceeds the monthly minimum so no charge applies. If the monthly minimum is not achieved the merchant will incur a charge for the difference between the actual discount fees and the monthly minimum requirement.

Payment Gateway Fee: This monthly fee enables the safe and secure processing of credit cards on the Internet, either through a Virtual Terminal or directly from your website.


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